Storm Damage Roofing — Oklahoma City’s Insurance-Ready Inspection Specialists

After a major hail or wind event in Oklahoma, the clock on your insurance claim starts immediately. Doppler radar has detected hail near OKC on over 287 occasions in recent years. The storms are real, the damage is real, and the documentation requirements are real. 5Coat Roofing & Construction specializes in professional storm damage inspection, insurance-ready reporting, and complete roof restoration.

Schedule a Free Roof Inspection

Call Bryan Directly

What Most Homeowners Don’t Know

visibility

Hidden Storm Damage

Most serious storm damage isn’t visible from the ground — bruised shingles, fractured fiberglass mat, and lifted flashing require a roof-level inspection

request_quote

Coverage Changes Over Time

Your policy may shift from RCV to ACV coverage at the 7–8 year mark — costing thousands in non-recoverable depreciation

gavel

HB3495 Filing Window

Oklahoma law allows up to 24 months to file for hidden hail damage under HB3495 — but most carriers require notification within 6–12 months

warning

Documentation Matters

Filing without professional documentation significantly increases the chance of a partial payment or denial

verified_user

You choose your Contractor

You have the legal right to choose your own licensed roofing contractor — you don’t have to use the insurer’s recommendation

Damaged house roof with missing shingles after hurricane Ian in Florida. Consequences of natural disaster

5Coat's Storm Response Process

1. Drone + Climber Inspection

We document every impact point, cracked shingle, and damaged penetration with high-resolution drone imagery and on-roof climber access. Real evidence — not a driveway glance.

2. Verified Weather Reports

We provide localized hail intensity and storm date data from official weather sources, tied to your specific address and zip code.

3. Insurance-Ready Damage Report

Your complete report is formatted for your insurance adjuster — with clear documentation of storm date, damage scope, and required restoration work.

4. Policy Guidance

Bryan walks you through ACV vs. RCV coverage, non-recoverable depreciation, deductibles, and claim deadlines — in plain language, not insurance jargon.

5. The 5Coat Standard Restoration

We upgrade every claim project to a Class 4 Impact Resistant roofing system, complete the restoration with GAF Certified materials, and conduct a final walkaround with Bryan before issuing your 10-year workmanship warranty.

gavel

Oklahoma House Bill 3495

There’s a timeline homeowners need to know.

"Oklahoma House Bill 3495: You have up to 24 months to file claims for hidden hail damage. 5Coat provides the documentation your adjuster needs to lock in RCV benefits before your roof hits its next policy threshold."