It depends on your policy type and the cause of damage. If your roof was damaged by hail or wind, there’s a strong chance it’s covered – but your policy window, deductible, and RCV vs ACV coverage all play a role. 5Coat provides a complete Evidence Package with every inspection so you walk into your adjuster meeting fully prepared. We know Oklahoma insurance policies and we’ll help you understand exactly where you stand.

You don’t need to be home during the installation – but Bryan will be. We handle everything on site and keep you updated throughout the day. You’ll want to be available for the final walkthrough so we can walk the property together and make sure every detail meets the standard we promised.

A repair addresses a specific damaged area – a few shingles, a flashing point, or a localized leak. A replacement means a full tear-off and rebuild from the deck up. The right answer depends on the age of your roof, the extent of the damage, and your insurance coverage. 5Coat always starts with a thorough inspection so we recommend what’s actually needed – not what’s most profitable for us.

If your roof is under 10 years old and the damage is isolated, a repair may be the right call. If it’s older, has multiple damage points, or took a direct hit from a significant hail or wind event – replacement is usually the smarter investment. The only way to know for certain is a real inspection, not a driveway assessment. Bryan will give you an honest answer either way.

Yes – wherever required by the city or municipality. 5Coat pulls all required permits and installs to current Oklahoma building code on every job – documented for your records.