Choosing the right roofing material and overall roofing system is a critical step in protecting your home from severe weather. Impact resistant roofing, especially Class 3 and Class 4 shingles, is designed to withstand hail, high winds, and other forms of impact damage more effectively than standard roofing systems. Understanding the differences between these two classifications can help you make a smarter, longer-lasting investment.
At 5Coat Roofing & Construction, we believe informed homeowners make better decisions about their roofing systems. In this guide, we’ll break down the key differences between Class 3 and Class 4 impact resistant roofing, highlight popular options from ATLAS and GAF, and explain how SBS-modified shingles compare to traditional fiberglass-based impact resistant shingles.
Key Takeaways
- Class 3 and Class 4 shingles offer different levels of impact resistance, with Class 4 providing the highest protection against hail damage.
- Material composition plays a major role in performance, as SBS-modified shingles absorb impact better than standard fiberglass options.
- Roofing systems vary by manufacturer and design, even within the same impact resistance class.
- Choosing the right roofing system depends on local weather risks, budget, and long-term performance goals.
What Are Impact-Resistant Roofing Materials?
Impact resistant roofing materials are designed to withstand hail, wind-driven debris, and other impacts that can cause storm damage during severe weather. By absorbing and dispersing impact energy, these materials help reduce cracking, punctures, and premature roof failure.
These roofing products are tested and classified using standardized impact resistance ratings, with higher classes indicating greater durability and protection. Understanding these classifications allows homeowners to choose a roofing solution that offers long-term performance and better protection against storm damage.
Class 3 vs Class 4 Impact-Resistant Roofing Comparison
| Feature | Class 3 Impact-Resistant Roofing | Class 4 Impact-Resistant Roofing |
|---|---|---|
| Impact Rating | Withstands hail up to 1.75 inches | Withstands hail up to 2 inches |
| Level of Protection | Moderate impact resistance | Highest level of impact resistance |
| Best For | Areas with occasional hail | Areas prone to severe hail and storms |
| Storm Damage Resistance | Reduces moderate storm damage | Superior resistance to severe storm damage |
| Popular Products | ATLAS Pinnacle Pristine® | ATLAS Pinnacle Impact®, GAF Timberline® AS II |
| Cost | More budget-friendly | Higher upfront cost |
| Insurance Benefits | Limited or none | May qualify for insurance discounts |
| Longevity | Improved over standard shingles | Longest lifespan and durability |
Key Differences Explained
Class 3 impact-resistant roofing is a solid upgrade over standard asphalt shingles and provides dependable protection in regions with moderate weather risks. It offers improved durability at a more affordable price point.
Class 4 impact-resistant roofing delivers the highest level of protection available, making it the preferred choice for homeowners in hail-prone areas. While the initial investment is higher, the long-term benefits, such as reduced storm damage, longer roof life, and potential insurance savings, often outweigh the cost.
SBS vs. Fiberglass-Made Impact Resistant Roofing
When comparing impact resistant roofing materials, the type of asphalt and reinforcement used plays a major role in how well shingles perform during hailstorms and severe weather. The two most common options are SBS-modified asphalt shingles and fiberglass-reinforced shingles, each offering different advantages.
| Feature | SBS-Modified Asphalt Shingles | Fiberglass-Made Shingles |
|---|---|---|
| Material Composition | Rubberized polymer–modified asphalt | Fiberglass mat coated with asphalt |
| Flexibility | Highly flexible and elastic | More rigid, less flexible |
| Impact Absorption | Excellent—absorbs and disperses hail impact | Moderate—more prone to cracking |
| Performance in Severe Storms | Performs very well in extreme hail and weather | Performs best in moderate conditions |
| Durability & Lifespan | Longer lifespan with better long-term performance | Good durability, typically shorter lifespan |
| Weight | Heavier | Lighter |
| Fire Resistance | Good | Excellent |
| Cost | Higher upfront cost | More budget-friendly |
| Best For | Hail-prone and severe weather regions | Areas with occasional or moderate storms |
Which Roofing Material Is Right for You?
SBS-modified shingles are the preferred choice for homeowners in regions that experience frequent hail or severe storms. Their flexibility allows them to absorb impacts without cracking, making them ideal for Class 4 impact resistant roofing systems and long-term protection.
Fiberglass-made shingles remain a solid option for homeowners seeking reliable impact resistance at a lower cost. While they may not perform as well as SBS shingles in extreme conditions, they offer good protection, strong fire resistance, and are commonly used in Class 3 impact-resistant roofing applications.
Why Impact Resistance Matters
For homeowners in Oklahoma, choosing the right roofing system is about more than appearance. It’s about protecting your home from some of the most challenging weather conditions in the country. With frequent hailstorms, high winds, and severe thunderstorms, investing in impact-resistant roofing can make a significant difference in how well your roof performs over time.
Protection Against Oklahoma’s Severe Weather
Oklahoma is no stranger to intense weather, including large hail, strong straight-line winds, and powerful thunderstorms. These conditions can quickly damage standard roofing materials, leading to leaks, missing shingles, and costly repairs. Impact resistant roofing systems are designed to withstand hail and flying debris common in Oklahoma storms, helping reduce storm damage and extend the lifespan of your roof.
Potential Insurance Savings
Because hail and wind damage are among the most common homeowner insurance claims in Oklahoma, many insurance providers offer premium discounts for homes equipped with impact resistant roofing. Installing Class 4 impact resistant shingles may qualify you for insurance savings while providing added peace of mind during storm season.
Long-Term Cost Savings for Oklahoma Homeowners
Repeated storm activity can shorten the life of a standard roof. While impact resistant roofing materials may cost more upfront, their enhanced durability can reduce the need for frequent repairs or premature roof replacements. For Oklahoma homeowners, this often translates into lower long-term maintenance costs, fewer claims, and better overall value.
How to Choose the Right Impact-Resistant Roofing for Your Home
Choosing between Class 3 and Class 4 impact-resistant roofing depends on your location, budget, and long-term goals as a homeowner. In Oklahoma, where hailstorms, high winds, and severe weather are common, selecting the right roofing system can significantly impact your home’s protection and overall value.
Consider Your Local Weather Risk
If your home is located in an area of Oklahoma that frequently experiences large hail or severe storms, Class 4 impact-resistant roofing offers the highest level of protection. For homeowners in areas with less frequent hail activity, Class 3 impact-resistant shingles may still provide sufficient durability and storm damage resistance.
Evaluate Your Budget and Long-Term Plans
Class 3 shingles are typically more budget-friendly and offer a solid upgrade from standard asphalt roofing. However, if you plan to stay in your home long term, investing in Class 4 impact-resistant roofing materials can reduce future repair costs and extend the lifespan of your roofing system.
Review Insurance Incentives
Many Oklahoma insurance providers offer premium discounts for homes equipped with Class 4 impact-resistant roofing systems. These savings can help offset the higher upfront cost, making Class 4 shingles a more cost-effective option over time.
Think About Material Performance
SBS-modified impact-resistant shingles generally perform better in Oklahoma’s severe weather than traditional fiberglass-made shingles due to their flexibility and ability to absorb impact. Homeowners seeking maximum durability should consider SBS-based Class 4 roofing options.
Consult a Local Roofing Professional
Every home is different, and factors such as roof design, ventilation, and neighborhood requirements can influence the best choice. Working with an experienced Oklahoma roofing contractor helps ensure your impact-resistant roofing system is properly selected and installed for local weather conditions.
How 5 Coat Roofing & Construction Can Help
At 5 Coat Roofing & Construction, we specialize in providing high-quality roofing solutions, including Class 3 and Class 4 impact resistant materials from top brands like ATLAS and GAF. Our team is experienced in helping homeowners choose the best roofing options based on their specific needs and weather conditions.
- Expert Consultation: Our knowledgeable team can assess your home and recommend the most suitable impact resistant roofing materials to protect against severe weather. Schedule a consultation today to get started.
- Professional Installation: We ensure that all roofing materials are installed correctly to maximize their performance and longevity, including those from ATLAS and GAF.
- Comprehensive Services: From assisting with insurance claims to providing detailed estimates, 5Coat Roofing & Construction is here to support you through every step of your roofing project.
Conclusion
Choosing the right impact resistant roofing material is essential for safeguarding your home against severe weather and potential damage. Whether you opt for Class 3 or Class 4 impact resistant shingles, investing in quality products like those from ATLAS and GAF can offer enhanced protection, potential insurance savings, and long-term durability. At 5Coat Roofing & Construction, we are dedicated to helping you find and install the perfect roofing solution for your home.
For more information on Class 3 and Class 4 impact resistant roofing or to schedule a consultation, our team is ready to assist you with all your roofing needs and ensure that your home is protected for years to come.
FAQs
Is impact resistant roofing worth it?
Yes, impact-resistant roofing is worth it for homeowners in hail- and storm-prone areas like Oklahoma. It helps reduce storm damage, extends roof lifespan, and can lower long-term repair and insurance costs.
Will insurance pay for impact resistant shingles?
Insurance may cover impact-resistant shingles if your roof is damaged by a covered event such as hail or wind. Many insurers also offer premium discounts for Class 4 impact-resistant roofing, though coverage and incentives vary by provider.
How can you tell if you have an impact resistant roof?
You can check your roof documentation or manufacturer details for an impact resistance rating, typically listed as Class 3 or Class 4. A professional roofing inspection can also confirm whether your shingles are impact resistant.
What is the life expectancy of an impact resistant roof?
An impact-resistant roof typically lasts 20 to 30 years, depending on material quality, installation, and weather exposure. Class 4 and SBS-modified shingles often last longer due to their superior durability and resistance to storm damage.
